By Edwin Ngwane

1. Illiteracy (failure to read or write)
2. Marrying too early and bearing too many children
3. Living beyond ones means (pretending to be rich)
4. Parents not leaving an inheritance for their children, rather depending on children for survival
5. Focusing on getting employed and pension instead of entrepreneurship
6. Dependence syndrome and wanting things without working for them
7. Only god knows the future and government should do something mindset.

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Edwin is a Banker, Motivational Speaker & Entrepreneur